Florida Home Buyer Information

Here are some tips every home buyer should know to get started: If you think it's about time you bought a home instead of renting, a little homework before you start looking will increase your odds of finding the best buy for you. Here's how: Dig up your down payment Know where your down payment cash will come from. If it's coming from stocks, go ahead and sell them. If Aunt Jessie is loaning the money, get it in hand so you are ready to go. Nail down your financing It's tough to home shop if you don't know what you can afford. Together with a reputable lender, we can help you determine how much home you can afford and which loan program will maximize your buying power. By getting pre-approved for a loan, you'll be a better prospect in the seller's eyes. Take your time Don't jump at the first home you see. Let us introduce you to different areas and home types to see what suits your needs the best. Do your homework Once you've found the home you want, ask us to run a competitive market analysis of other homes that have recently sold, so you'll be able to make a sensible offer to purchase. Enjoy! With expert assistance and a positive attitude, home shopping can be fun and rewarding.

What are some questions I should ask a prospective agent? Here are some key questions to ask the agents you are interviewing: Do you represent the buyer or the seller? What are your fees and who pays them? How much time will you have to help me look for a new home? What tasks will you perform for me as my representative? How often will you communicate with me, and how can I reach you? Will you refer me to some buyers you have represented recently? Do you have access to the area multiple listing service, foreclosed listings and other sources of information about available houses? Will you show me all the available houses in my price range, even if they are listed by another company? Will you give me a comparative price analysis for any homes I am considering?

What can a real estate agent do for me that I can’t do for myself? As professionals who specialize in real estate, we complete the home-shopping puzzle. We can help open up the possibilities for your next home with a variety of services: Financing Be can help you evaluate your financial circumstances, help you decide how much house you can afford and help you select the best financing plan. Housing needs analysis We can help you sort out housing priorities, the expenses involved in buying a particular home and what steps to take to reach your goal. Home search We can show you what properties are on the market in your price range and take you on a guided tour of the homes you're interested in. Contract We can make sure you understand the terms and conditions of a contract when you are ready to make an offer on a home. Loan application We can help you select the best financing option, help you choose the lender with the best rates and service record and help you prepare your mortgage application. Inspection and Closing We will assist you in a pre-settlement inspection to be sure the terms of the purchase contract are kept, and we’ll follow through to all the way to settlement.